The Consumer Credit (Disclosure of Information) Regulations 2010

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1. Introductory Text

2. 1.Citation, commencement and interpretation

3. 2.Agreements to which these Regulations apply

4. 3.Information to be disclosed: agreements other than telephone contracts, non-telephone distance contracts, excluded pawn agreements and overdraft agreements

5. 4.Information to be disclosed: telephone contracts

6. 5.Information to be disclosed: non-telephone distance contracts

7. 6.Information to be disclosed: distance contracts for the purpose of a business

8. 7.Information about contractual terms and conditions: regulations 3 and 4

9. 8.Manner of disclosure

10. 9.Information to be disclosed: pawn agreements

11. 10.Information to be disclosed: overdraft agreements

12. 11.(1) Where regulation 10(2) applies, the creditor must comply with...

13. 12.Modifying agreements

14. Signature

15. 1. Expand +/Collapse -

       SCHEDULE 1

       PRE-CONTRACT CREDIT INFORMATION

       1. (Standard European Consumer Credit Information)

    2. Expand +/Collapse -

       SCHEDULE 2

       PROVISIONS RELATING TO CALCULATION AND DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND APR

       1. 1.Assumptions about running-account credit

       2. 2.Permissible tolerances in disclosure of an APR

       3. 3.Tolerance where repayments are nearly equal

       4. 4.Tolerance where interval between relevant date and first repayment is greater than interval between repayments

    3. Expand +/Collapse -

       SCHEDULE 3

       EUROPEAN CONSUMER CREDIT INFORMATION

16. Explanatory Note

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