The Occupational and Personal Pension Schemes (Automatic Enrolment) Regulations 2010

  1. Introductory Text

  2. PART 1

    1. 1.Citation, commencement and interpretation

    2. 2.Enrolment information

    3. 3.Jobholder information

    4. 4.Pay reference periods for the purposes of section 1(1)(c) of the Act

    5. 5.Pay reference periods for the purposes of section 20(1)(b) and (c) and section 26(4)(b) and (5)(b) of the Act

  3. PART 2

    1. 6.Arrangements to achieve active membership

    2. 7.(1) Subject to paragraph (2), for the purposes of the...

    3. 8.An employer must, on or after the automatic enrolment date,...

    4. 9.Opting Out

    5. 10.Where an employer is given a valid opt out notice,...

    6. 11.Refunds

  4. PART 3

    1. 12.Automatic re-enrolment dates

    2. 13.Arrangements to achieve active membership

    3. 14.Jobholders excluded from automatic re-enrolment

    4. 15.Opting out

    5. 16.Refunds

  5. PART 4

    1. 17.Information on the right to opt in to pension saving

    2. 18.Opt in notices and arrangements to achieve active membership

    3. 19.Opting out

    4. 20.Refunds

  6. PART 5

    1. 21.Information

    2. 22.Form and content of joining notices

    3. 23.Arrangements to achieve active membership

  7. PART 6

    1. 24.Information

    2. 25.Postponement of the automatic enrolment date

    3. 26.Cases in which automatic enrolment may be postponed

  8. PART 7

    1. 27.Information

    2. 28.Arrangements to achieve active membership

    3. 29.The arrangements prescribed in regulations 6, 7 and 8 are...

    4. 30.Opting out

    5. 31.The arrangements in regulations 9 and 10 are the arrangements...

    6. 32.Refunds

  9. PART 8

    1. 33.Information

    2. 34.Continuity of scheme membership

  10. PART 9

    1. 35.Further conditions applicable to automatic enrolment schemes

  11. PART 10

    1. 36.Certain schemes providing average salary benefits excluded from being qualifying schemes

  12. PART 11

    1. 37.Test scheme: requirements to revalue accrued benefits and increase pensions in payment

    2. 38.Staged increase in appropriate age

    3. 39.Requirements for meeting the test scheme standard

  13. PART 12

    1. 40.Interpretation

    2. 41.Modification of test scheme standard: money purchase benefit lump sum accruals

    3. 42.Modification of test scheme standard: final salary lump sum accruals

    4. 43.Modification allowing different quality requirements to be satisfied in aggregate

  14. PART 13

    1. 44.Description of an occupational pension scheme with its main administration outside the EEA States

    2. 45.Quality requirements: non-UK occupational pension schemes

    3. 46.A pension scheme to which section 26 (quality requirement: UK...

    4. 47.Prescribed requirements for non-UK qualifying schemes

  15. PART 14

    1. 48.Amendment of the Occupational Pension Schemes (Scheme Administration) Regulations 1996

    2. 49.Amendment of the Personal Pension Schemes (Payments by Employers) Regulations 2000

    3. 50.Due Date for the purposes of section 37(3) of the Act

  16. Signature

    1. SCHEDULE

      Form of opt out notice

  18. Explanatory Note