(This note is not part of the Order)
This Order brings into force further provisions of the Consumer Credit Act 2006, which amend the Consumer Credit Act 1974. It is the final Order that will be made.
The provisions in Schedule 2 come into force on 6th April 2008 and the provisions in Schedule 3 come into force on 1st October 2008.
Article 3(1) and Schedule 2 commence section 2(1) of the Consumer Credit Act 2006 insofar as it applies to agreements other than relevant agreements of a description set out in Schedule 1.
Section 2(1) of the Consumer Credit Act 2006 amends section 8 of the Consumer Credit Act 1974 and removes the £25,000 limit for consumer credit agreements. Article 4 of the Order provides that section 2(1) has no effect where an agreement varies or supplements an agreement made before 6th April 2008 for the provision of credit exceeding £25,000 and either does not itself provide for further credit to be advanced or is itself an exempt agreement under the Consumer Credit Act 1974.
(This note is not part of the Order)
The following provisions of the Consumer Credit Act 2006 have been or are being brought into force by commencement orders made before the date of this Order.
| Provision | Date of Commencement | S.I. No. |
|---|---|---|
| s.1 | 06.04.2007 | 2007/123 |
| s.3 (partially) | 16.06.2006 | 2006/1508 |
| s.3 (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.4 (partially) | 16.06.2006 | 2006/1508 |
| s.4 (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.5(1) to (4), (7) and (10) | 06.04.2008 | 2007/3300 |
| s.5 (5), (6), (8) and (9) | 06.04.2007 | 2007/387 |
| s.6 (partially) | 16.06.2006 | 2006/1508 |
| s.6 (for remaining purposes) | 01.10.2008 | 2007/3300 |
| s.7(1) and (2) | 16.06.2006 | 2006/1508 |
| s.7(3) | 01.10.2008 | 2007/3300 |
| s.8 | 31.01.2007 | 2007/123 |
| s.9 (partially) | 16.06.2006 | 2006/1508 |
| s.9 (for remaining purposes) | 01.10.2008 | 2007/3300 |
| s.10 (partially) | 16.06.2006 | 2006/1508 |
| s.10 (for remaining purposes) | 01.10.2008 | 2007/3300 |
| s.11 | 01.10.2008 | 2007/3300 |
| s.12 (partially) | 16.06.2006 | 2006/1508 |
| s.12 (for remaining purposes) | 01.10.2008 | 2007/3300 |
| s.13 | 01.10.2008 | 2007/3300 |
| s.14(1) | 01.10.2006 | 2006/1508 |
| s.14(2) | 16.06.2006 | 2006/1508 |
| s.14(3) | 01.10.2008 | 2007/3300 |
| s.15 | 06.04.2007 | 2007/123 |
| s.16 | 01.10.2008 | 2007/3300 |
| s.17(partially) | 16.06.2006 | 2006/1508 |
| s.17 (for remaining purposes) | 01.10.2008 | 2007/3300 |
| s.18 | 16.06.2006 | 2006/1508 |
| s.19 | 06.04.2007 | 2007/123 |
| s.20 | 06.04.2007 | 2007/123 |
| s.21 | 06.04.2007 | 2007/123 |
| s.22 | 06.04.2007 | 2007/123 |
| s.23 | 06.04.2008 | 2007/3300 |
| s.24(1), (3) and (5) | 01.10.2008 | 2007/3300 |
| s.24(2), (4) and (6) | 16.06.2006 | 2006/1508 |
| s.25(1), (3) and (4) | 01.10.2008 | 2007/3300 |
| s.25(2) and (5) | 16.06.2006 | 2006/1508 |
| s.26 | 06.04.2008 | 2007/3300 |
| s.27(1) (partially) | 16.06.2006 | 2006/1508 |
| s.27(1) (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.27(2) to (4) | 06.04.2008 | 2007/3300 |
| s.28 (partially) | 16.06.2006 | 2006/1508 |
| s.28 (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.29 | 06.04.2008 | 2007/3300 |
| s.30 | 01.12.2007 | 2007/3300 |
| s.31 | 06.04.2008 | 2007/3300 |
| s.32 | 06.04.2008 | 2007/3300 |
| s.33(1) to (3) and (5) to (12) | 06.04.2008 | 2007/3300 |
| s.33(4) | 01.12.2007 | 2007/3300 |
| s.34(1) | 06.04.2008 | 2007/3300 |
| s.34(2) (partially) | 16.06.2006 | 2006/1508 |
| s.34(2) (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.34(3) to (7) | 06.04.2008 | 2007/3300 |
| s.34(8) (partially) | 16.06.2006 | 2006/1508 |
| s.34(8) (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.34(9) | 06.04.2008 | 2007/3300 |
| s.35 (partially) | 16.06.2006 | 2006/1508 |
| s.35 (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.36 (partially) | 16.06.2006 | 2006/1508 |
| s.36 (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.37 | 06.04.2008 | 2007/3300 |
| s.38 | 06.04.2008 | 2007/3300 |
| s.39 | 06.04.2008 | 2007/3300 |
| s.40 | 06.04.2008 | 2007/3300 |
| s.41 | 06.04.2008 | 2007/3300 |
| s.42 | 01.12.2007 | 2007/3300 |
| s.43 | 06.04.2008 | 2007/3300 |
| s.44(1) | 01.12.2007 | 2007/3300 |
| s.44(2) | 06.04.2008 | 2007/3300 |
| s.44(3) (partially) | 01.12.2007 | 2007/3300 |
| s.44(3) (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.45 (partially) | 01.12.2007 | 2007/3300 |
| s.45 (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.46 | 06.04.2008 | 2007/3300 |
| s.47 | 06.04.2008 | 2007/3300 |
| s.48 | 06.04.2008 | 2007/3300 |
| s.49 | 06.04.2008 | 2007/3300 |
| s.50 | 06.04.2008 | 2007/3300 |
| s.51 | 06.04.2008 | 2007/3300 |
| s.52 | 06.04.2008 | 2007/3300 |
| s.53 | 06.04.2008 | 2007/3300 |
| s.54 | 01.12.2007 | 2007/3300 |
| s.55(1) and (2) (partially), Sch.1 (partially) | 01.12.2007 | 2007/3300 |
| s.55(1) and (2) (partially), Sch. 1 (partially) | 06.04.2008 | 2007/3300 |
| s.56(1) | 06.04.2008 | 2007/3300 |
| s.56(2) (partially) | 01.12.2007 | 2007/3300 |
| s.56(2) (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.56(3) | 06.04.2008 | 2007/3300 |
| s.57 (partially) | 01.12.2007 | 2007/3300 |
| s.57 (for remaining purposes) | 06.04.2008 | 2007/3300 |
| s.58(1) and (4) | 06.04.2008 | 2007/3300 |
| s.58(2) and (3) | 01.12.2007 | 2007/3300 |
| s.59, Sch.2 | 16.06.2006 | 2006/1508 |
| s.60 | 16.06.2006 | 2006/1508 |
| s.61 | 16.06.2006 | 2006/1508 |
| s.62 | 06.04.2008 | 2007/3300 |
| s.63 | 16.06.2006 | 2006/1508 |
| s.64 | 06.04.2008 | 2007/3300 |
| s. 65 to 68 | 16.06.2006 | 2006/1508 |
| s.69(1) (partially), Sch. 3, para 1(1) | 16.06.2006 | 2006/1508 |
| s.69(1) (partially), Sch. 3, para 1(2) | 06.04.2007 | 2007/387 |
| s.69(1) (partially), Sch. 3, paras 2 to 4 | 01.10.2008 | 2007/3300 |
| s.69(1) (partially), Sch. 3, para 5 | 31.01.2007 | 2007/123 |
| s.69(1) (partially), Sch. 3, paras 6 to 9 | 01.10.2008 | 2007/3300 |
| s.69(1) (partially), Sch. 3, para 10 | 01.10.2006 | 2006/1508 |
| s.69(1) (partially), Sch. 3, para 11 | 06.04.2007 | 2007/123 |
| s.69(1) (partially), Sch. 3, paras 12 and 13 | 01.10.2008 | 2007/3300 |
| s.69(1) (partially), Sch. 3, paras 14 to 16 | 06.04.2007 | 2007/123 |
| s.69(1) (partially), Sch. 3, para 18 | 06.04.2008 | 2007/3300 |
| s.69(1) (partially), Sch. 3, para 19 | 01.12.2007 | 2007/3300 |
| s.69(1) (partially), Sch. 3, paras 20 and 21 | 06.04.2008 | 2007/3300 |
| s.69(1) (partially), Sch. 3, paras 22 to 25 | 01.12.2007 | 2007/3300 |
| s.69(1) (partially), Sch. 3, paras 26 to 28 | 06.04.2008 | 2007/3300 |
| s.69(1) partially, Sch.3, para 29 | 06.04.2007 | 2007/387 |
| s.69(2) to (5) | 16.06.2006 | 2006/1508 |
| s.70 (partially) | 06.04.2007 | 2007/387 |
| s.70 (partially) | 06.04.2008 | 2007/3300 |
| Sch. 4 (partially) | 06.04.2007 | 2007/123 |
| Sch 4 (partially) | 06.04.2007 | 2007/387 |
| Sch 4 (partially) | 06.04.2008 | 2007/3300 |