Statutory Instrument 1989 No. 1128 (C.36)

The Consumer Credit Act 1974 (Commencement No. 10) Order 1989

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1989 No. 1128 (C.36)

CONSUMER CREDIT

The Consumer Credit Act 1974 (Commencement No. 10) Order 1989

The Secretary of State, in exercise of the powers conferred on him by sections 182(2) and (4) and 192(2) of the Consumer Credit Act 1974^[1] and of all other powers enabling him in that behalf, hereby makes the following Order:

Citation and interpretation
    1.—(1)  This Order may be cited as the Consumer Credit Act 1974 (Commencement No. 10) Order 1989.

    (2)  In this Order,"the Act" means the Consumer Credit Act 1974.

Appointment of day
    2.    For the purposes of paragraph 5 of Schedule 3 to the Act, the appointed day shall be 31st July 1989 in the case of any consumer credit business which is carried on by an individual and in the course of which only the following regulated consumer credit agreements (excluding agreements made before that date) are made, namely-
 (a) agreements for fixed-sum credit not exceeding £30, and
 (b) agreements for running-account credit where the credit limit does not exceed that amount.

Amendment of Schedule 3 to the Act
    3.    The Schedule to this Order shall have effect for the purpose of further amending paragraph 5 of Schedule 3 to the Act (which makes certain transitional provisions in relation to the licensing of consumer credit and consumer hire businesses) as amended by article 3(1) of the Consumer Credit Act 1974 (Commencement No. 2) Order 1977^[2] , and accordingly the said article 3(1), so far as it relates to the said paragraph 5, shall cease to have effect.

Francis Maude

Parliamentary Under-Secretary of State, Department of Trade and Industry

5th July 1989

[1] 1974 c. 39. back

[2] S.I. 1977/325. back

Explanatory Note