Office of Public Sector Information

Regulation 2(2)

SCHEDULE 2

Note to creditor

This form of notice must be used to give notice to a local authority where a creditor has served a calling-up notice or notice of default or has applied to court for a warrant to exercise any of the remedies which can be exercised on default of a standard security, or for a warrant for sale or has raised proceedings to eject a proprietor.

A “calling-up notice” is a notice described in section 19 of the Conveyancing and Feudal Reform (Scotland ) Act 1970 issued by a creditor in a standard security requiring discharge of the debt secured.

A “notice of default” is a notice described in section 21 of the Conveyancing and Feudal Reform (Scotland) Act 1970 issued by a creditor calling on a debtor to remedy a default.

The remedies which a creditor is entitled to exercise when a debtor is in default are described in Schedule 3 to the Conveyancing and Feudal Reform (Scotland) Act 1970. In terms of section 24 of that Act a creditor may apply to court for a warrant to exercise those remedies.

Proceedings to eject a proprietor are raised under section 5 of the Heritable Securities (Scotland) Act 1894 and must be notified to the local authority by virtue of section 4(4) of the Mortgage Rights (Scotland) Act 2001.

NOTICE BY CREDITOR OF:

SERVICE OF CALLING-UP NOTICE/NOTICE OF DEFAULT

or

APPLICATION TO COURT FOR A WARRANT TO EXERCISE REMEDIES ON DEFAULT

or

PROCEEDINGS TO EJECT PROPRIETOR

To:

(Name of local authority in whose area the property referred to in the application, proceedings or calling up notice is situated)

Delete any of the following 3 statements if it is not applicable.

Take note that a calling up notice/notice of default has been served as detailed below.

Take note that an application to court has been made as detailed below for a warrant to exercise remedies on default.

Take note that proceedings to eject a proprietor have been raised as detailed below.

(Please give the following information)

Name and address of the creditor:

Name and address of the creditor’s legal representatives:

Contact telephone number of the creditor:

Name of debtor/proprietor:

Full postal address of property referred to in the calling up notice/notice of default or application or proceedings:

Recording/registration date of the standard security (if applicable):

Date of calling up notice/notice of default or application or raising of proceedings:

Court in which application made or proceedings raised:

Explanatory Note

(This note is not part of the Regulations)

Section 11 of the Homelessness etc. (Scotland) Act 2003 provides for landlords (other than local authority landlords) and creditors in standard securities to notify local authorities of certain actions and proceedings.

Regulation 2 and Schedules 1 and 2 prescribe the forms of notice to the local authority to be used where a landlord raises proceedings for possession of a dwellinghouse or a creditor serves a calling up notice, or notice of default, applies to court for remedies on default of a standard security, or raises proceedings to eject a proprietor in personal occupancy of a house. Schedule 1 sets out the form for landlords who have raised proceedings for possession and Schedule 2 sets out the form for creditors who have taken various actions.

Regulation 3 provides for the notice to be sent by post or transmitted electronically to the local authority.