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Pensions Act 2007

2007 CHAPTER 22

CONTENTS

Go to Preamble

  1. Part 1

    State pension

    1. Entitlement to Category A and B retirement pensions

      1. 1. Category A and B retirement pensions: single contribution condition

      2. 2. Category B retirement pension: removal of restriction on entitlement

    2. Credits for basic state pension

      1. 3. Contributions credits for relevant parents and carers

    3. Abolition of adult dependency increases

      1. 4. Category A and C retirement pensions: abolition of adult dependency increases

    4. Up-rating of basic state pension and other benefits

      1. 5. Up-rating of basic pension etc. and standard minimum guarantee by reference to earnings

      2. 6. Preservation of link with prices in case of other benefits

      3. 7. Removal of link between lower earnings limit and basic pension

      4. 8. Removal of link between lower earnings limit and basic pension: Northern Ireland

    5. Additional pension: deemed earnings factors

      1. 9. Deemed earnings factors for purposes of additional pension

    6. Additional pension: simplification of accrual rates

      1. 10. Additional pension: removal of accrual band from 2010-11

      2. 11. Additional pension: simplified accrual rates as from flat rate introduction year

      3. 12. Additional pension: upper accrual point

    7. Increase in state pension age

      1. 13. Increase in pensionable age for men and women

  2. Part 2

    Occupational and personal pension schemes

    1. Contracting-out

      1. 14. Conversion of guaranteed minimum pensions

      2. 15. Abolition of contracting-out for defined contribution pension schemes

    2. Dispute resolution

      1. 16. Dispute resolution arrangements

    3. Actuarial guidance

      1. 17. Removal of Secretary of State’s role in approving actuarial guidance

    4. Financial assistance scheme

      1. 18. Financial assistance scheme: increased levels of payments

      2. 19. Temporary restriction on purchase of annuities

  3. Part 3

    Personal Accounts Delivery Authority

    1. 20. Personal Accounts Delivery Authority

    2. 21. Initial function of the Authority

    3. 22. Management of the Authority

    4. 23. Winding up of the Authority

  4. Part 4

    General

    1. 24. Review of operation of Act

    2. 25. Orders and regulations

    3. 26. Interpretation

    4. 27. Consequential etc. provision, repeals and revocations

    5. 28. Financial provisions

    6. 29. Extent

    7. 30. Commencement

    8. 31. Short title

    1. Schedule 1

      State pension: consequential and related amendments

      1. Part 1

        Category A and B retirement pensions: single contribution condition

      2. Part 2

        Category B retirement pension: removal of restriction on entitlement

      3. Part 3

        Contributions credits for relevant parents and carers

      4. Part 4

        Category A and C retirement pensions: abolition of adult dependency increases

      5. Part 5

        Up-rating of basic pension etc. and standard minimum guarantee by reference to earnings

      6. Part 6

        Deemed earnings factors for purposes of additional pension

      7. Part 7

        Additional pension: simplified accrual rates

      8. Part 8

        Increase in pensionable age for men and women

    2. Schedule 2

      Additional pension: simplified accrual rates

      1. Part 1

        New Schedule 4B to the SSCBA

      2. Part 2

        Revaluation of flat rate accrual amount

      3. Part 3

        Consequential and related amendments

    3. Schedule 3

      Increase in pensionable age for men and women

    4. Schedule 4

      Abolition of contracting-out for defined contribution pension schemes

      1. Part 1

        Amendments having effect as from abolition date

      2. Part 2

        Further amendments

      3. Part 3

        Savings

    5. Schedule 5

      Removal of Secretary of State’s role in approving actuarial guidance

    6. Schedule 6

      The Personal Accounts Delivery Authority

      1. Part 1

        Members and employees etc.

      2. Part 2

        Proceedings etc.

      3. Part 3

        Money

      4. Part 4

        Supplementary

    7. Schedule 7

      Repeals and revocations

      1. Part 1

        Category B retirement pension: removal of restriction on entitlement

      2. Part 2

        Category A and C retirement pensions: abolition of adult dependency increases

      3. Part 3

        Up-rating

      4. Part 4

        Removal of link between lower earnings limit and basic pension

      5. Part 5

        Additional pension: simplified accrual rates

      6. Part 6

        Abolition of contracting-out for defined contribution pension schemes: repeals and revocations having effect on abolition date

      7. Part 7

        Abolition of contracting-out for defined contribution pension schemes: further repeals

      8. Part 8

        Removal of Secretary of State’s role in approving actuarial guidance

An Act to make provision about pensions and other benefits payable to persons in connection with bereavement or by reference to pensionable age; to make provision about the establishment and functions of the Personal Accounts Delivery Authority; and for connected purposes.

[26th July 2007]

Be it enacted by the Queen’s most Excellent Majesty, by and with the advice and consent of the Lords Spiritual and Temporal, and Commons, in this present Parliament assembled, and by the authority of the same, as follows:—

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